.credit-page { --credit-navy: #073346; --credit-blue: #003e80; --credit-muted: #52616c; --credit-line: #dce4e8; color: var(--credit-navy); background: #fff; font: 17px/1.65 'Source Sans Pro', Arial, sans-serif; }
.credit-page *, .credit-page *::before, .credit-page *::after { box-sizing: border-box; }
.credit-page [hidden] { display: none !important; }
.credit-shell { width: calc(100% - 48px); max-width: 1120px; margin: 0 auto; }
.credit-page h1, .credit-page h2, .credit-page h3 { color: var(--credit-navy); font-family: 'Work Sans', Arial, sans-serif; font-weight: 700; line-height: 1.2; letter-spacing: -.035em; }
.credit-page h1 { font-size: clamp(34px, 4.6vw, 54px); margin: 14px 0 24px; }
.credit-page h2 { font-size: clamp(27px, 3.2vw, 36px); margin: 0 0 24px; }
.credit-page h3 { font-size: 25px; margin: 18px 0; }
.credit-page p { margin: 0 0 18px; }
.credit-page a { color: var(--credit-blue); text-underline-offset: 4px; }
.credit-page :focus-visible { outline: 3px solid #bd6315; outline-offset: 4px; }
.credit-warning { background: #fff; overflow: hidden; }
.credit-warning picture { display: block; }
.credit-warning img { display: block; width: 100%; height: auto; margin: 0 auto; object-fit: contain; }
.credit-hero { background: #f2f6f8; border-top: 1px solid var(--credit-line); }
.credit-breadcrumb { display: flex; gap: 14px; font-size: 14px; padding-top: 25px; color: var(--credit-muted); }
.credit-hero-grid { display: grid; grid-template-columns: 1.5fr 1fr; gap: 70px; align-items: center; padding: 44px 0 66px; }
.credit-page .credit-eyebrow { text-transform: uppercase; font-size: 12px; letter-spacing: .13em; font-weight: 700; color: var(--credit-blue); margin: 0 0 12px; }
.credit-intro { font-size: 20px; line-height: 1.6; max-width: 650px; color: #354d5a; }
.credit-page .credit-button { display: inline-flex; align-items: center; justify-content: space-between; gap: 24px; background: var(--credit-blue); color: #fff; border: 2px solid var(--credit-blue); border-radius: 6px; padding: 13px 21px; font: 600 16px/1.4 'Source Sans Pro', Arial, sans-serif; text-decoration: none; cursor: pointer; min-height: 48px; }
.credit-page .credit-button:hover { background: #073346; border-color: #073346; color: #fff; }
.credit-text-link { display: block; width: fit-content; margin-top: 17px; font-size: 15px; }
.credit-hero-note { background: #fff; border: 1px solid var(--credit-line); border-radius: 12px; padding: 32px; box-shadow: 0 15px 40px #07334608; }
.credit-hero-note h2 { font-size: 25px; letter-spacing: -.025em; margin: 18px 0; }
.credit-hero-note p { color: var(--credit-muted); font-size: 16px; }
.credit-note-icon { display: grid; place-items: center; width: 45px; height: 45px; border-radius: 50%; background: #fff0d9; color: #6a4500; font-size: 26px; font-weight: 600; }
.credit-hero-note ul { padding-left: 20px; margin-bottom: 0; font-size: 15px; }
.credit-hero-note li { margin: 9px 0; }
.credit-section { padding-top: 72px; padding-bottom: 72px; scroll-margin-top: 30px; }
.credit-section-intro { max-width: 740px; color: var(--credit-muted); }
.credit-calculator { display: grid; grid-template-columns: 1.15fr 1fr; border: 1px solid #cbd8e1; border-radius: 12px; margin-top: 30px; overflow: hidden; box-shadow: 0 14px 35px #07334608; }
.credit-calculator > .credit-warning, .credit-calculator > noscript { grid-column: 1 / -1; border-bottom: 1px solid var(--credit-line); }
.credit-inputs { padding: 32px; min-width: 0; }
.credit-choice { border: 0; padding: 0; margin: 0 0 25px; display: grid; grid-template-columns: 1fr 1fr; gap: 10px; min-width: 0; }
.credit-choice legend { font: 600 16px/1.4 'Source Sans Pro', Arial, sans-serif; width: 100%; margin-bottom: 12px; padding: 0; }
.credit-choice label { display: flex; gap: 9px; align-items: flex-start; padding: 13px 10px; border: 1px solid var(--credit-line); border-radius: 6px; line-height: 1.4; font-size: 15px; font-weight: 600; cursor: pointer; margin: 0; }
.credit-choice label:has(input:checked) { border-color: var(--credit-blue); background: #eef5fb; box-shadow: inset 0 0 0 1px var(--credit-blue); }
.credit-choice input { width: 16px; height: 16px; margin: 3px 0 0; flex-shrink: 0; accent-color: var(--credit-blue); }
.credit-choice small { display: block; font-weight: 400; color: var(--credit-muted); margin-top: 5px; font-size: 12px; }
.credit-field { margin: 0 0 23px; min-width: 0; }
.credit-field label { display: block; margin: 0 0 7px; font-weight: 600; font-size: 16px; }
.credit-field-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.credit-input-unit { display: flex; align-items: center; border: 1px solid #9daeba; border-radius: 5px; overflow: hidden; background: #fff; }
.credit-input-unit:focus-within { outline: 2px solid var(--credit-blue); outline-offset: 1px; }
.credit-input-unit span { padding-left: 14px; color: #52616c; }
.credit-input-unit-end span { padding: 0 14px 0 0; }
.credit-input-unit input, .credit-field select { color: var(--credit-navy); font: 18px/1.4 'Source Sans Pro', Arial, sans-serif; width: 100%; min-width: 0; height: 48px; background: #fff; border: 0; padding: 9px 12px; margin: 0; box-shadow: none; }
.credit-field select { font-size: 16px; border: 1px solid #9daeba; border-radius: 5px; }
.credit-input-unit input:focus { outline: 0; }
.credit-field small { display: block; font-size: 13px; color: var(--credit-muted); line-height: 1.5; margin-top: 6px; }
.credit-field input[aria-invalid=true] { background: #fff1ed; }
.credit-inputs .credit-button { width: 100%; }
.credit-page .credit-private { font-size: 12px; color: var(--credit-muted); margin: 12px 0 0; }
.credit-page .credit-error { color: #8a2619; background: #fff1ed; border: 1px solid #de9f94; padding: 14px; margin: 16px 0 0; border-radius: 5px; font-size: 15px; }
.credit-results { background: #f0f5f8; border-left: 1px solid var(--credit-line); padding: 34px 30px; min-width: 0; }
.credit-page .credit-monthly { font: 700 clamp(32px, 3.3vw, 45px)/1.2 'Work Sans', Arial, sans-serif; letter-spacing: -.045em; margin: 6px 0 14px; }
.credit-monthly small { font: 400 15px/1.4 'Source Sans Pro', Arial, sans-serif; letter-spacing: 0; white-space: nowrap; }
.credit-result-sub { color: #4d6270; font-size: 14px; line-height: 1.6; }
.credit-breakdown { margin: 28px 0 22px; }
.credit-breakdown > div { display: flex; gap: 15px; justify-content: space-between; border-top: 1px solid #d6e0e7; padding: 12px 0; font-size: 15px; line-height: 1.45; }
.credit-breakdown dt { font-weight: 400; }
.credit-breakdown dd { margin: 0; font-weight: 700; white-space: nowrap; }
.credit-breakdown > div:nth-child(3) { font-size: 17px; }
.credit-balloon-note { background: #fff4df; border-left: 3px solid #c47d24; padding: 14px; color: #644308; font-size: 14px; line-height: 1.6; }
.credit-page .credit-fine { font-size: 13px; line-height: 1.6; color: #52616c; }
.credit-page .credit-button-outline { background: transparent; color: var(--credit-blue); width: 100%; }
.credit-table-wrap { grid-column: 1 / -1; padding: 26px 32px 16px; border-top: 1px solid var(--credit-line); min-width: 0; }
.credit-table { width: 100%; border-collapse: collapse; margin-bottom: 18px; font-size: 15px; text-align: left; }
.credit-table caption { caption-side: top; text-align: left; color: var(--credit-navy); font-size: 19px; font-weight: 700; padding: 0 0 16px; }
.credit-table th, .credit-table td { padding: 12px 14px; border: 1px solid var(--credit-line); vertical-align: top; }
.credit-table th { font-weight: 600; width: 52%; }
.credit-table td { font-variant-numeric: tabular-nums; }
.credit-table tr:nth-child(odd) { background: #f6f8fa; }
.credit-soft { background: #f5f7f8; }
.credit-two-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 25px; margin-top: 34px; }
.credit-card { background: #fff; border: 1px solid var(--credit-line); border-radius: 10px; padding: 32px; }
.credit-card p { color: #435967; font-size: 16px; }
.credit-card-number { color: #587587; font: 600 15px 'Work Sans', Arial, sans-serif; }
.credit-editorial { display: grid; grid-template-columns: 1fr 1.6fr; gap: 80px; }
.credit-editorial p { color: #435967; }
.credit-steps { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 36px; padding: 0; list-style: none; counter-reset: credit-step; margin: 35px 0 0; }
.credit-steps li { counter-increment: credit-step; border-top: 2px solid #d4e0e7; padding-top: 20px; }
.credit-steps li::before { content: '0' counter(credit-step); display: block; color: var(--credit-blue); font-weight: 700; margin-bottom: 14px; }
.credit-steps strong { font-size: 19px; }.credit-steps p { font-size: 16px; color: #435967; margin-top: 12px; }
.credit-faq details { border-bottom: 1px solid var(--credit-line); padding: 21px 0; }
.credit-faq summary { cursor: pointer; font-weight: 600; font-size: 19px; line-height: 1.5; }
.credit-faq details p { max-width: 850px; margin: 16px 0 0; color: #435967; }
.credit-contact { background: var(--credit-navy); color: #fff; border-radius: 12px; padding: 40px; display: flex; align-items: center; gap: 50px; }
.credit-contact h2, .credit-contact .credit-eyebrow { color: #fff; }.credit-contact p { color: #d7e2e8; margin-bottom: 0; }.credit-contact > div { flex: 1; }
.credit-contact .credit-button { background: #ffb85b; color: #073346; border-color: #ffb85b; white-space: nowrap; }
.credit-contact > .credit-contact-actions { flex: 0 0 auto; display: flex; flex-direction: column; align-items: center; gap: 12px; }.credit-page .credit-contact-link { color: #fff; text-decoration: underline; }.credit-page .credit-contact-link:hover, .credit-page .credit-contact-link:focus { color: #ffb85b; }
.credit-appointment { max-width: 760px; margin: 40px auto 0; scroll-margin-top: 90px; }
.credit-sources { padding-bottom: 60px; color: var(--credit-muted); font-size: 14px; }.credit-sources h2 { font-size: 18px; letter-spacing: 0; margin-bottom: 12px; }
@media (max-width: 850px) {
    .credit-hero-grid { gap: 28px; grid-template-columns: 1.3fr 1fr; }.credit-hero-note { padding: 24px; }
    .credit-calculator { grid-template-columns: 1fr; }.credit-results { border-left: 0; border-top: 1px solid var(--credit-line); }
    .credit-editorial { gap: 32px; }.credit-contact { flex-direction: column; align-items: flex-start; gap: 25px; }
}
@media (max-width: 600px) {
    .credit-shell { width: calc(100% - 32px); }.credit-hero-grid, .credit-two-cards, .credit-editorial, .credit-steps { grid-template-columns: 1fr; }
    .credit-hero-grid { padding: 30px 0 42px; }.credit-hero-note { margin-top: 10px; }.credit-intro { font-size: 18px; }
    .credit-section { padding-top: 45px; padding-bottom: 45px; }.credit-inputs, .credit-results { padding: 24px 18px; }
    .credit-choice { grid-template-columns: 1fr; }.credit-field-grid { grid-template-columns: 1fr; gap: 0; }
    .credit-table-wrap { padding: 23px 15px 12px; }.credit-table { font-size: 13px; }.credit-table th, .credit-table td { padding: 10px 8px; overflow-wrap: anywhere; }
    .credit-card, .credit-contact { padding: 25px; }.credit-steps { gap: 20px; }.credit-page .credit-monthly { font-size: 38px; }
}
@media (prefers-reduced-motion: no-preference) { .credit-page .credit-button { transition: background-color .15s, border-color .15s; } }